Last Updated: 28 September 2026

1. Introduction

Irish Cover One respects your privacy and is committed to protecting your personal data. This policy explains how we collect, use, and safeguard your information when you visit https://irishcoverone.com or use our insurance services. We comply with the GDPR and the Irish Data Protection Act 2018.

2. Data We Collect

– Identity and contact details (name, address, email, phone, date of birth)
– Financial and payment information
– Policy, claims, and risk details
– Health or criminal conviction data where relevant and permitted by law
– Technical data (IP address, browser, device) and website usage data

3. How We Use Your Data

We use your data to:
– Provide quotations and administer your policy
– Process claims and payments
– Prevent fraud and comply with legal obligations
– Communicate with you about your policy
– Improve our services and, where permitted, send marketing

Our legal bases include contract performance, legal obligation, legitimate interests, and consent.

4. Sharing Your Data

We may share your data with insurers, underwriters, fraud prevention agencies (including Insurance Link), regulators, service providers, and legal advisors. We never sell your personal data.

5. International Transfers

Where data is transferred outside the EEA, we ensure appropriate safeguards such as Standard Contractual Clauses or adequacy decisions.

6. Data Retention

We keep your data only as long as necessary. Policy and claims data are typically retained for up to 7 years after the relationship ends, in line with legal requirements.

7. Your Rights

You have the right to access, correct, delete, restrict, or object to the processing of your data, and to data portability. To exercise your rights, email info@irishcoverone.com. You may also complain to the Data Protection Commission (www.dataprotection.ie).

8. Cookies

Our website uses essential, analytical, and marketing cookies. You can manage cookies through your browser settings or our cookie banner.

9. Security

We use appropriate technical and organisational measures to protect your data. In the event of a breach, we will notify the relevant authorities as required by law.

10. Contact Us

Irish Cover One
Website: https://irishcoverone.com
Email: info@irishcoverone.com

11. Changes

We may update this policy from time to time. The latest version will always be available at https://irishcoverone.com.

By using our website and services, you acknowledge that you have read and understood this Privacy Policy.